By participating in the Xoom new customer FX rate (the “Offer”), you agree to the following terms and conditions (“Terms”).
Transactions for Bill pay or mobile reload do not qualify for this Offer.
Offer Period: The Offer starts on 7 February 2026, at 12:00:01 a.m. Greenwich Mean Time (“GMT”) (“Offer Period”).
Eligible Participant: To be an eligible participant (an "Eligible Participant”), each Eligible Participant must: (1) be at least eighteen (18) years of age; (2) be a resident in the United Kingdom; (3) have or create a new Xoom account and must not be in violation of these Terms and the Xoom User Agreement (a “Valid Account”) during the Offer Period; and (4) receive an authorised invitation to participate from Xoom, or view a Xoom banner inviting participation in the Offer (eligibility for/those who receive such invitation will be determined solely by PayPal). Max one Offer per Valid Account and the Offer cannot be transferred.
Miscellaneous. In cases where a user has a pre-existing active discount applied to their Valid Account (received via separate communication) then this Offer will not apply. Other promotional offers may not be combined or stacked unless explicitly stated otherwise. Xoom reserves the right to limit, cancel, suspend or modify this Offer in part or in its entirety at any time. If we do so, we will provide you with reasonable notice. Transactions completed in non-domestic currency are subject to a transaction exchange rate, which includes a currency conversion spread. Xoom reserves the right to review any account or transaction related to this Offer for any reasonable cause and delay completion of the Offer. Similar offers may run at the same time; qualification for this Offer does not constitute qualification for any other offer. This Offer is void where prohibited or if the Eligible Participant’s account or transactions are fraudulent, abusive, not completed through legitimate channels, or irregular in any way. Participants may access a copy of Xoom’s privacy policy available here or contact Xoom if they have questions or requests about the exercise of their rights, privacy and data protection.
Governing law and jurisdiction. By participating in the Offer, Eligible Participants agree to be bound by these Terms and the Xoom User Agreement. These Terms are governed by the laws of England and Wales. Mandatory statutory consumer protection regulations in your country of residence shall apply irrespective of the choice of the laws of England and Wales. This does not limit your right to bring any judicial proceedings relating to the Terms before the competent court of your place of residence.