User Agreement for Xoom Services

PayPal Entity

Click here to review the previous version of the User Agreement.

Effective June 1, 2022, for U.S. and Canada customers the Xoom transaction fees will be changing when using your PayPal balance to send money to a domestic bank account. For U.S. customers, the Xoom transaction fees will also be changing when using your PayPal balance to send money to a debit card in the U.S. The fees will be changing from 1% (min $0.25 USD, max $10 USD; min 1 CAD, max 10 CAD) to 1.75% (min $0.25 USD, max $25 USD; min 1 CAD, max 25 CAD). You can also view these changes on our Xoom Policy Updates page.

This User Agreement, which is effective as of 2021 March 30, is a contract between you and one of the PayPal entities as follows:

If your country of residence is:Your User Agreement is with the following PayPal entity:
CanadaPayPal Canada Co.
The United Kingdom and a member of the European Economic Area where the Xoom service is availablePayPal (Europe) S.à r.l. et Cie, S.C.A. (R.C.S. Luxembourg B 118 349).
United StatesPayPal, Inc.

If you are a United States resident, this User Agreement includes an agreement to resolve disputes by arbitration on an individual basis, which is detailed in Part E, Section 13.

PART B: GENERAL SERVICE TERMS