User Agreement for Xoom Services

PayPal Entity

Click here to review the previous version of the User Agreement.

This User Agreement, which is effective as of 2021 March 30, is a contract between you and one of the PayPal entities as follows:

If your country of residence is:Your User Agreement is with the following PayPal entity:
CanadaPayPal Canada Co.
The United Kingdom and a member of the European Economic Area where the Xoom service is availablePayPal (Europe) S.à r.l. et Cie, S.C.A. (R.C.S. Luxembourg B 118 349). Deemed authorised and regulated by the Financial Conduct Authority. The nature and extent of consumer protections may differ from those for firms based in the UK. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the Financial Conduct Authority’s website.
United StatesPayPal, Inc.

If you are a United States resident, this User Agreement includes an agreement to resolve disputes by arbitration on an individual basis, which is detailed in Part E, Section 13.