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When you pay with your bank account, we won't withdraw
a dime until your recipient receives the money. Even more
peace of mind when sending money. Restrictions apply.*
Sign up for free and send money to loved ones using your bank account. Choose from cash pick
up or bank deposit. And remember, we will only withdraw the total amount of your money transfer
once your recipient receives the money.

While most bank account funded transfers will qualify for POWR, final eligibility is determined
after transfer authorization. Restrictions apply.*
*POWR is available only to the Philippines, Latin America and the Caribbean. POWR may not be available for all transfers and qualification is
subject to many factors, including paying with your bank account and approval by the Xoom verification system. Final eligibility determined after
transfer authorization. May not be available for high value transfers or first time transfers to certain countries. Learn more