First 2,000 new customers who send a minimum $100 USD-funded transaction through the Xoom mobile app or Xoom.com from the United States to Guatemala for bank deposit at Banco Industrial can receive $5 off your qualifying transaction (the “Offer”).

The Offer starts on May 1, 2026, at 12:00:00 a.m. PDT and ends July 31, 2026, at 11:59:59 p.m. PDT (the “Offer Period”).

Eligible transactions must be bank deposit transactions to Banco Industrial only and have a minimum send amount of $100 USD. Bill pay and mobile reload transactions are not eligible.

Eligible participants must be legal residents of the 50 United States or the District of Columbia and must have a Xoom account in good standing or create a new Xoom account during the Offer Period (each, a “Valid Account”). New customers include customers who have an account but have never sent a transaction using Xoom. There is a maximum of one (1) Offer per Valid Account.

The Offer is non-transferable and may not be combined with any other promotion or offer. New customers who redeem this Offer are not eligible for the new- customers' FX fee promotion. Customers may receive only one promotional offer.

Xoom may cancel, suspend, or modify the Offer or these Terms and Conditions at any time, in its sole discretion and without prior notice.

Transactions completed in a currency other than USD may be subject to a transaction exchange rate, which includes a currency conversion spread.