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The easiest way to send money, reload phones, and pay bills around the world.

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New! Send up to $10,000 USD in one transaction.*

Send money in seconds

Bridge the distance between you and the people you love. Send money to 67 countries anytime, anywhere.

We'll get your transfer there pronto. Each and every time.

Send Money

Reload phones instantly

Keep family and friends connected. Give airtime anytime, for any occasion. It's easy — you just need their phone number.

We'll send the reload instantly and your loved one will get a text the moment it arrives.

Reload Phones

Pay bills from the U.S.

Save your family the trouble of carrying cash and waiting in line — just to pay a bill. Take care of payments directly from the U.S.

All you need is the account number and we'll show you the amount due. Most bills will be paid instantly!

Pay Bills

We’ve got your back

We are committed to securing your financial information and employ proven technology to protect and secure your personal information.

Money-back guarantee

We stand behind the reliability of our service. If your money doesn't get there, we'll refund it in full. Call us anytime if you need help.

*May not be available for all transactions. Transaction amounts depend on various factors, including but not limited to approval by the Xoom proprietary anti-fraud verification system, disbursement method, recipient country, and partner processing limits.