Terms and Conditions

Xoom Invite Friends Program (“Invite Friends Program”)

The following terms and conditions (these “Terms and Conditions”) effective as of 09/19/2019 constitute a binding legal agreement between you, Extole, Inc. ("Extole"), and PayPal. When these Terms and Conditions mention “PayPal”, “we”, “us” or “our”, it refers to the PayPal company you are contracting with for the Invite Friends Program, which may be PayPal, Inc (“PayPal USA”) or PayPal Pte. Ltd., a Singaporean company (“PayPal International”). PayPal promotes this ongoing Invite Friends Program for Xoom, a PayPal Service, which uses the Extole rewards service (the "Extole Service"). Your continued participation in the Invite Friends Program after any such modification and notification thereof shall constitute your consent to such modification. Participation in the Invite Friends Program is subject to these Terms and Conditions.

The Invite Friends Program is available to residents in countries where the Xoom service is available for initiating transactions, unless excluded on the Xoom service (the “Participant Countries”).

If you reside in one of the Participant Countries, the PayPal contracting entity for the Invite Friends Program, will be determined based on your country of residence for the Xoom service (your “Residence”). If your country of Residence is:

If your country of residence at the time of sign up is:Applicable PayPal entity is:"Applicable Jurisdiction" shall mean:"Applicable Currency" shall mean:
European Economic Area or Great BritainPayPal InternationalEngland and Wales or, in case of consumers, any relevant available jurisdiction and applicable lawEUR for all European Union countries and GBP for Great Britain
CanadaPaypal InternationalOntario, CanadaCAD
United StatesPayPal USADelaware, USAUSD