Xoom Help Center
What are Xoom's fees?
If you pay with your U.S. bank account, you will benefit from Xoom's lowest fees. The transaction is usually very fast but it may take up to four business days for Xoom to receive funds from your bank.
If you pay with your Credit Card or Debit Card, the fees are slightly higher but the transaction processing is faster.
Please visit Xoom Fees and Exchange Rates to see the specific fees for your recipient's or beneficiary's country.