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Xoom Help Center

How much money can I send using Xoom?

The limits on the amount of money you can send depend on several different requirements, including:

  • Xoom limits for the sender
  • Xoom limits for the recipient
  • Partner limits
  • Country limits

Xoom Limits

Sending limits are calculated based on several factors such as your transaction history, how the money will be received (cash pickup, deposit or delivery), partner and country restrictions. You can send up to*:

  • $10,000 in a single transaction
  • 24-hour limit: 10,000 USD
  • 30-day limit: 25,000 USD
  • 180-day limit: 60,000 USD

*You may be required to provide additional information to complete your transaction and help ensure a secure money transfer experience while meeting Federal and State regulatory requirements.

Depending on the amount you want to send, you will be prompted to provide more information about yourself, your recipient, or the current transaction. Higher sending needs may be accommodated upon receipt and review of additional information. To arrange for a higher sending limit to apply to your transaction in advance, contact our CCA  team at (877) 748-6444 (within the US) and +1 (415) 395-4343 (outside US).

Sending limits are applied to the combined activity of all accounts with the same physical address. For this reason, Xoom recommends maintaining one account per household to more easily manage your sending limit.

Per our Privacy Policy, all documentation will be secured, kept confidential and is only used for verification and compliance purposes. Xoom reserves the right to decline requests for increased send limits.

Your recipient may also have limits on the amount of money received. Please refer to  Recipient limits for more information about Xoom limits on recipients.

Recipient Country or Partner Limits

In certain cases, there are also limits defined by the country where you are sending money. In some countries, different partners have different limits.

For more information:
First select the country from the "Sending and Receiving" area of Help
Next select the appropriate FAQ (for example "What are the Cash Pickup requirements in Mexico?")




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