Xoom Help Center
How do I pay for a Xoom transaction?
You can pay with your U.S.-based bank account, debit card, credit card.
Paying with your bank account
This is the most cost-effective payment method. But it may take up to 4 business days for Xoom to receive funds from your bank.
Paying with credit card or debit card
We accept Visa, MasterCard and Discover cards issued in the U.S. If you pay with your credit card, however, your credit card company may charge a cash advance fee.
If you’ve linked your PayPal and Xoom accounts
You can choose a PayPal-linked bank account, credit card, or debit card at checkout.
Please note: Xoom transactions paid with your PayPal-linked bank account, credit card, or debit card won’t show up in your PayPal account. And on your bank or credit card statement, you’ll see the charge as coming from Xoom.